If your skincare routine requires more steps than you can count, you’re just like us. But good news: We at PEOPLE have found the best two-in-one moisturizers with SPF to make getting ready a little bit faster.
No matter your skin type, both sunscreen and moisturizer are non-negotiable. Skincare products with broad-spectrum protection are an easy way to make sure you’re shielding and nourishing your skin every day. You want something foolproof, with an adequate SPF level, a formula geared toward your skin type, and a comfortable finish that you can reach for morning and night.
We tested 19 moisturizers with SPF, noting their feel, appearance, absorption, and hydration. We also evaluated them on whether they played nicely with other skincare products and makeup, as well as how they held up after the gym. These 12 winners were gentle, non-streaky, and ultra-hydrating, and you should add them to cart immediately.
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Super hydrating formula with hyaluronic acid
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Glowy finish
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Seamlessly blended into our skin, with no white casts or flakes
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SPF 50 with UVA/UVB protection
Adding SPF to any product is a delicate dance — you don’t want a white cast, but you also need enough sunscreen to shield your skin from harmful rays. We knew we found our winner when we tried the Neutrogena Hydro Boost Hyaluronic Acid Moisturizer. Armored with SPF 50, this skin-loving lotion was extremely easy to rub in, didn’t leave a white cast, and kept skin feeling even more hydrated than our original go-to moisturizers did. This is due in part to its hyaluronic acid component, which helps skin hold in more moisture. Even with a full face of makeup, we could detect that lit-from-within glow. If you have oily skin, however, you may find it a bit too shiny.
Most SPF-infused products have a slight scent of sunscreen, and this one is no exception. However, it doesn’t outweigh the overwhelming benefits that it provided. Throughout weeks of wear (and spritz tests with water to the face), we were constantly impressed by how this moisturizer kept our skin looking and feeling hydrated, not to mention its its smooth-as-butter application. We’ll be keeping this bottle front and center in our skincare collection for the foreseeable future.
Active Ingredients: Homosalate, octocrylene, octisalate, avobenzone | Key Ingredients: Hyaluronic acid | SPF: 50 | Size: 1.7 oz. | Type: Chemical sunscreen
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Blends well into skin and provides a great base for makeup
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Doesn’t leave a white cast
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Works well for both oily and dry skin and didn’t cause breakouts
If you want an easy, everyday moisturizer, the Oars + Alps Everyday Anti-Aging Face Moisturizer felt the most universal to us. It provided plenty of moisture thanks to hyaluronic acid (great for dry skin), but controlled shine to the point where you could wear it on its own thanks to its almost matte finish (great for oily skin). It’s like a great face primer, moisturizer, and sunblock all in one, prepping our skin for whatever was coming that day and keeping it looking fresh for hours.
Its lightweight formula was easy to blend and left no trace of a white cast. We had a bit of disparity in our opinions regarding the smell, but in all, we didn’t think its fragrance was something that would deter us from using it every day. Between its shine-controlling yet moisturizing formula, broad spectrum SPF 37, and digestible price, there’s almost too much to like.
Active Ingredients: Octocrylene, zinc oxide | Key Ingredients: Hyaluronic acid, Alpine caribou moss, vitamins E and B5 | SPF: 37 | Size: 2 oz. | Type: Hybrid sunscreen
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Luminous formula leaves a glowing finish
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Contains niacinamide and vitamin B3 to hydrate and smooth skin
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Absorbs into skin quickly, leaving no sticky residue
We want our skin to be protected in the sunlight but not fall flat, which is why we loved the Cay Skin Isle Glow Face Moisturizer. This ultra-thin moisturizer doubles as a highlighter, offering a luminous glow thanks to its nude pearl blend, instant hydration in the form of sea moss and nectar, and skin-saving protection with SPF 45. We didn’t think it felt cakey, greasy, or oily at all on our skin. Instead, it left us feeling smooth and supple, serving as a great base for our makeup.
Because of its thin consistency, we had to warm up the moisturizer between our fingers before using it to better mix the formula. It separates a bit when it comes out of the bottle, but if you give it a few shakes before opening, you’ll solve this problem. Still, it glided onto our skin smoothly afterward, layering well with cosmetics and with our favorite serums with vitamin C and hyaluronic acid.
We did notice that it didn’t play well with other moisturizers, as we experienced some pilling due to the combination of products — so we recommend picking just this one moisturizer and sticking to it. In the end, we noticed our skin both looking and feeling more even-toned and textured thanks to the formula’s niacinamide and vitamin B3 complex, which was that much more highlighted by the moisturizer’s glorious glow.
Active Ingredients: Octocrylene, octisalate, avobenzone | Key Ingredients: Nude pearl blend, niacinamide, vitamin B3, sea moss | SPF: 45 | Size: 1.5 oz. | Type: Chemical sunscreen
If you pride yourself on the quality of your skincare collection, then look no further than the Shiseido Essential Energy Hydrating Day Cream. This luxe moisturizer made our naturally dry skin feel soft and supple to the touch after applying just a small amount, leaving our complexions looking plump and hydrated without adding excess oil or white casts. Our skin seemed to drink up its formula of hyaluronic acid and ginseng root extract, which was fortified by broad-spectrum SPF 20.
While any UV protection is helpful, Dr. Mary Stevenson, MD, associate professor of dermatology at NYU Langone Health, recommends looking for SPF 30 or higher for the best benefits of this type of moisturizer. However, the broad-spectrum protection and skin-loving benefits make the product well worth the higher price tag. We think the Shiseido SPF moisturizer was a home run, especially since a little goes a long way.
Active Ingredients: Homosalate, octisalate, octocrylene, avobenzone | Key Ingredients: Hyaluronic acid, ginseng root extract | SPF: 20 | Size: 1.69 oz. | Type: Chemical sunscreen
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Nourishing and light formula
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Immediately evened out visible skin texture
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Contains collagen-boosting white tea, which is also an antioxidant
Thick moisturizers can work wonders when applied before bed (think overnight masks), but not first thing in the morning. They can cause makeup to slide and amplify the natural oils in skin, which is why lightweight, SPF-boosted moisturizers like this one from Origins are the best bet for a fast-absorbing base. Our skin loved this smoothing cream: It looked rejuvenated thanks to its white tea-infused formula, which can help prevent collagen and elastin breakdown, and was shielded by SPF 40, which didn’t leave ghostly casts or clingy streaks. Skin texture seemed more even after rubbing in this moisturizer, creating a smooth canvas for makeup.
By the end of the day, our skin started to lose its hydration, but its nourishing feel before that was still impressive for a moisturizer with SPF. It’s worth noting that this product has a scent that straddles both tea and sunscreen, making for an interesting fragrance, but it wasn’t strong or adverse enough to make us not want to use it daily.
Active Ingredients: Homosalate, octinoxate, octocrylene, octisalate, avobenzone | Key Ingredients: White tea, cranberry blend | SPF: 40 | Size: 1.7 oz. | Type: Chemical sunscreen
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Water-resistant, with no streaking after misting
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Matte yet hydrated finish
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Plays well with other products, including makeup
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Contains SPF 50
It can be daunting to use reflective sunscreens and thick moisturizers when you have oily skin. But the Paula’s Choice Resist Skin Restoring Moisturizer is an oil-controlling formula that’s pumped with SPF 50, and it applied like a silken dream, delicately mattifying overly shiny spots. We liked that it felt lightweight and hydrating, which helped our makeup smoothly on top. It’s especially great for super hot summer days — when we spritzed our faces with a watery mist to simulate sweat, we didn’t experience runny, white streaks (and our makeup did not budge).
While this product is ideal for those looking for oily skin moisturizers, it may be a little too drying for people with balanced or dry skin.
Active Ingredients: Octinoxate, homosalate, octisalate, oxybenzone, avobenzone, | Key Ingredients: Shea butter, niacinamide, licorice root | SPF: 50 | Size: 2 oz. | Type: Chemical sunscreen
We know how tricky it can be for people with sensitive skin to find products with SPF that aren’t irritating, which is why we felt like we hit the jackpot with the La Roche-Posay Toleriane Double Repair Face Moisturizer. This gentle moisturizer is a lavish concoction of niacinamide, glycerin, and broad-spectrum UVA/UVB protection (clocking in at 30 SPF) that made our skin feel immediately softer, smoother, and, best of all, non-irritated. Upon first application, we thought that this cream, despite its thickness, felt a lot less oily on our faces than some others did — a huge plus for sweaty days in the sun.
Because of its thicker formula, this moisturizer required a little upwards of 10 minutes to fully feel absorbed. However, this ended up working in our favor because it kept us just as moisturized throughout the day as our non-SPF daily moisturizers do. In the end, we loved this gentle moisturizer so much that we plan on buying it again once our tubes run out.
Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | Key Ingredients: Ceramide-3, niacinamide, glycerin | SPF: 30 | Size: 3.38 oz. | Type: Chemical sunscreen
The last thing you want to experience while trying to do something good for your skin is breakouts, which is why we were delighted to discover Kiehl’s Ultra Facial Cream with SPF 30. Those of us with acne-prone skin were a little hesitant to slather on this thicker lotion, but were pleasantly surprised when this nutrient-packed moisturizer absorbed easily and felt super nourishing without clogging pores (in other words, it didn’t require a pimple patch the next day). It’s formulated with Antarctic glacial glycoprotein and fountain plant, which work together to balance skin’s moisture levels and strengthen the skin barrier, keeping your complexion from being too oily or dry throughout the day and shielding it from acne-causing bacteria.
It felt a tad greasy upon application, but it took almost no effort to work the cream into skin for effective absorption. We also liked that it layered well under foundation and other skincare products. Even its scent was pleasant — and don’t worry, its fragrant ingredients didn’t make us break out. We think we’d need to reapply throughout the day to get the best UV protection, especially if we don’t have any SPF makeup on top, but we think its ultra-lush and blemish-free results are worth the second scoop.
Active Ingredients: Octocrylene, homosalate | Key Ingredients: Glycerin, glacial glycoprotein, fountain plant, squalane | SPF: 30 | Size: 1.7 oz. | Type: Chemical sunscreen
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Leaves a hydrating protective barrier on skin
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No residue or white cast, even on darker complexion
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Evens out hyperpigmentation with niacinamide
Sunscreen hasn’t historically been the most inclusive skincare product, as the minerals included in some SPF products often leave pale casts on darker skin tones. That’s why we fell in love with the Fenty Hydra Vizor Invisible Moisturizer. This lightweight lotion comes out of the bottle in a baby pink color and blends into skin seamlessly, leaving no trace of a white (or pink) cast, even on deeper skin tones. Its ultra-thin formula was weightless without being watery, absorbing into skin like a sponge. We were left with a light layer that felt protective instead of pore-clogging. In fact, this powerhouse moisturizer took it a step further and evened out tone and texture in areas with hyperpigmentation, which can be attribute to niacinamide.
Our only grievance was that this product pilled a bit when we used a serum-based skin tint on top, which isn’t designed to perform well over a thicker moisturizer. Though this was most likely user error, we think it was worth mentioning; we suggest using a cream-based foundation or concealer for cast-free results.
Active Ingredients: Avobenzone, homosalate, octisalate | Key Ingredients: Kalahari melon, niacinamide, baobab | SPF: 30 | Size: 1.7 oz. | Type: Chemical sunscreen
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Nourishing formula has a thick, non-greasy texture
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Effective, long-lasting hydration
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Pleasant subtle scent
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Layers well under makeup
We loved this body moisturizer with SPF so much, we didn’t write down a single red flag — a rarity in our tests. We’ve tested several body lotions with SPF, and the Aveeno Protect + Hydrate Moisturizing Body Sunscreen Lotion instantly impressed. It’s thick and nourishing but not the slightest bit greasy. It absorbed quickly and felt surprisingly lightweight once rubbed in. The hydrating, gentle formula, a blend of oat kernel extract and glycerin, left a subtle, all-over glow we loved. It also had a very light scent that wasn’t overpowering.
To effectively measure its hydration levels, we tested it on very dry skin and found that it provided all-day hydration and made skin feel softer and smoother after just one application. Yes, it’s a body lotion, but we also tried using it on the face, and surprisingly, it held up extremely well. Makeup went on smoother, and the formula felt just as non-greasy on the face as it did on the body. This drugstore gem is officially our favorite head-to-toe moisturizer with SPF.
Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | Key Ingredients: Oat kernel extract, glycerin | SPF: 60 | Size: 12 oz. | Type: Chemical
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Formula feels luxuriously hydrating but still absorbed quickly
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Didn’t leave greasy residue behind
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Its delicious coconut scent smells like vacation
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This is a true body lotion; on the face, it felt too thick and greasy
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Required a little extra rubbing to fully absorb
A single pump of Sun Bum Daily 50 Body Lotion made us feel like we were on vacation. It’s the perfect body lotion with SPF to pack for your next beach day: The coconut-spiked scent feels like summer in a bottle, though it faded within an hour, so those who are wary of the fragrance clashing with their perfume can still wear this.
The hydrating formula felt ultra thick and nourishing, which we’re chalking up to the inclusion of vitamin E. A great ingredient for dry skin, it’s usually not recommended for use on the face with acne-prone or oily skin types. And indeed, when we applied this body lotion on our faces, it felt too oily and greasy, so stick to this lotion’s intended use. On our bodies, it left our skin feeling incredibly hydrated and protected. And though it didn’t leave behind a noticeable white cast or residue, it required a little extra rubbing to fully absorb.
Active Ingredients: Octocrylene, homosalate, ethylhexyl salicylate, butyl methoxydibenzoylmethane | Key Ingredients: Tocopheryl acetate (vitamin E) | SPF: 50 | Size: 8 oz. | Type: Chemical
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Thick, spreadable formula feels very hydrating
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Delivered the long-lasting hydration of a true lotion
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Convenient pump made it easy to apply
If you’ve ever used a body lotion from Vaseline, then you already know the texture of Vaseline Healthy Bright Sun Protection Body Lotion SPF 30. Silky, thick, and spreadable, it felt just like our favorite post-shower lotions instead of the runny consistency of traditional sunscreens. We loved how our skin drank this right up and how fast it absorbed. It rubbed in easily and left no noticeable residue behind.
With daily use, we noticed how this body lotion truly kept our skin feeling softer and smoother than usual. We tested it on dry, easily irritated skin, and it did a great job of keeping skin protected and moisturized all day. The mess-free pump bottle also made it easy to apply at home, although we wouldn’t bring this type of packaging on the go. While the consistency won rave reviews, we weren’t as fond of the scent, which smelled like a very sweet blend of florals and candy. While the fragrance didn’t cause any irritation in testing, it sometimes distracted from how amazing the rest of the formula was. We’d love to see this in a fragrance-free version.
Active Ingredients: Octocrylene, phenylbenzimidazole sulfonic acid, butyl methoxydibenzoylmethane | Key Ingredients: Niacinamide, tocopheryl acetate (vitamin E), sodium ascorbyl phosphate (vitamin C), glycerin | SPF: 30 | Size: 13.5 oz. | Type: Chemical
What to Know About Moisturizers with SPF
Active Ingredients
If you were looking at our active ingredients list under each product and thought every word looked like gibberish, we’ll break them down for you here. In layman’s terms, active ingredients in moisturizers with SPF are the ones that are doing the heavy lifting to protect your skin from the sun. Examples of these are avobenzone, titanium oxide, and octisalate, which are present in both chemical and mineral sunscreens. However, some of these ingredients can be irritating to sensitive skin, so it’s always smart to patch-test your new moisturizer somewhere away from your face (like the inside of your wrist) to see how you react. The La Roche Toleriane Double Repair Face Moisturizer UV SPF 30 is one example of a product that we love for sensitive skin types.
Skin Type
Your skin type plays a role in how you shop for SPF-boosted moisturizers. If you lean oily or want to have a sweat-controlling moisturizer for the summer, go for a product that’s a little more mattifying, like the Paula’s Choice Resist Skin Restoring Moisturizer with SPF 50. This product leaves more of a powdery finish, which helps control the extra shine your skin produces throughout the day. On the other hand, if you run dry and need an extra jolt of hydration, then Kiehl’s Ultra Facial Cream could be your best bet (it’s safe for acne-prone skin, too). For balanced skin, you can pretty much take your pick from the bunch. Since it’s fun to add a little luminosity to your skin while you protect it from those rays, try the Cay Skin Isle Glow Face Moisturizer, an SPF that also acts a glowy base for your makeup.
SPF Level
The level of SPF in your moisturizer is key to adequately protect from cancer-causing rays. While any SPF is better than nothing, most dermatologists agree that SPF 30 or higher is the most effective. Our best overall pick, Neutrogena Hydro Boost Hyaluronic Acid Moisturizer SPF 50, provides fantastic sun protection.
Dr. Garshick stresses the importance of applying the right amount when you get ready in the morning. (Hint: one pump is not enough!) She recommends the “equivalent to two finger lengths (middle and index) to ensure proper protection” and to make sure that your SPF has the words “broad-spectrum” on the packaging, meaning it provides coverage against both UVA and UVB rays.
Skincare Benifits
Whether you’re shopping for a multitasking moisturizer with SPF for your face or body, dermatologists recommend approaching it just as you would the rest of your routine. Does your skin tend to be dry or dehydrated? “Look for hydrating and repairing ingredients, including hyaluronic acid, glycerin, ceramides, shea butter, and squalane,” says board-certified dermatologist Dr. Y. Claire Chang. If you have oily or acne-prone skin, “oil-minimizing ingredients like niacinamide, salicylic acid, and tea tree oil” are your best bet. And if your skin is sensitive or flares up easily, she loves calming ingredients “like Centella asiatica, aloe vera, colloidal oatmeal, or niacinamide.” Look at the ingredients in the other skincare products in your routine and keep them consistent.
Behind the Scenes
To bring you the official list of the best moisturizers with SPF out there today, we went to our PEOPLE Tested lab to put 19 popular moisturizers to the test, and then took them home to see how they performed in the real world.
- Hydration: We came in bare-faced and wiped down our skin with makeup wipes to ensure that oil, sweat, and sebum wouldn’t affect the upcoming trials. We then read our moisture levels with a small scanner, pressing the device to our foreheads, cheeks, and chins to take down before-and-after numbers for comparison. Next, we blotted our skin to take note of how the oil-absorbing papers looked before and after applying the moisturizer, which we would test again afterward.
- Absorption: Next, we dispensed a nickel-sized amount onto fingertips and worked the product into skin. We waited for at least 10 minutes for the product to absorb before once again using the moisture reader and seeing how our numbers changed from our bare state. Once again, we tapped new blotting sheets to moisturized, yet fully product-absorbed skin, taking note of how much grease and oil did (or didn’t) come off in the process.
- Wear and Feel: Then came the water test, where we held a spray bottle and lightly misted our faces, observing whether or not the sunscreen rolled off or left white streaks. Upon patting our faces dry, we noted how each product felt, absorbed, and hydrated skin, wore throughout the day, and looked after several hours.
- Appearance: From there, each moisturizer was sent for long-term testing to use in our everyday lives for two weeks. We took before-and-after pictures to look for visible changes in the appearance of our skin. We wore these moisturizers before the gym, before applying our makeup, before anything that had to do with the daytime, and came back after the two weeks to share our experiences.
From there, we compared and contrasted the lab and real-world testing insights to determine which products are worthy of your daily routine.
Frequently Asked Questions
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What is the difference between mineral and chemical sunscreen?
Sunscreen can be categorized into two factions: mineral and chemical. “Mineral blockers like zinc oxide and titanium dioxide work by sitting on the surface physically blocking UV rays, while chemical filters like avobenzone, octisalate, and octocrylene absorb UV rays and convert them to heat to protect the skin from UV damage,” explains Dr. Garshick. She goes on to say that mineral sunscreens tend to work best for people with sensitive skin, as chemical ingredients can sometimes be irritating to reactive skin. However, mineral sunscreens have been known to leave white casts.
Dr. Stevenson shares that chemical sunscreen “absorbs and offsets DNA damage,” making a case for the hard-to-pronounce ingredients that we so commonly see on this list. Oftentimes sunscreens are a hybrid mix of minerals and chemicals (like the Oars + Alps Everyday Anti-Aging Face Moisturizer, which utilizes both the chemical octocrylene and the mineral zinc oxide), working together to provide the best protection possible.
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Is a moisturizer with SPF as good as wearing sunscreen?
That depends on a few things. “Both sunscreens and moisturizers with SPF can be effective in protecting the skin against damaging UV rays,” says Dr. Chang. “However, several factors can affect the efficacy of moisturizers with SPF.” The most important factor is the SPF rating on your moisturizer. As Dr. Chang explains, many moisturizers with SPF tend to have a lower SPF rating than traditional sunscreens, meaning they might not provide as much protection. They’re also less likely to be water-resistant, so consider packing an additional sunscreen if you’re going for a hike or beach day. To ensure adequate protection, Dr. Chang recommends “finding a moisturizer with an SPF rating of 30 or more.” Just make sure you apply enough (go back to Dr. Garshick’s two-finger rule) and reapply throughout the day to maintain your UV protection. While moisturizers with high SPF ratings have you covered for everyday activities, consider topping them off with a water-resistant sunscreen if you’re headed to the pool or beach.
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Do I only have to wear moisturizers with SPF in the summer?
Wearing products with SPF in the summer is non-negotiable, but you should be wearing sun protection daily — rain or shine, snow or sun. Though you may not be able to see the rays poking out of the clouds on dreary days, as long as there is light, UV rays are hitting your skin, which can cause silent and unassuming damage over time. You may want to opt for something lightweight (like the A Perfect World moisturizer from Origins) for summertime and go for a thicker cream for those dry winter days (take the La Roche Toleriane Double Repair, for example).
To be safe, it’s best to always start the day with a moisturizer that includes a high level of SPF, regardless of the season or weather. Opt for a regular moisturizer at night, as the rays won’t be reaching you when the sky is dark and you’re heading to bed.
Why Trust PEOPLE?
Alyssa Brascia has been a commerce writer for PEOPLE since 2022, with proficiency in beauty research for her work with cosmetics and skincare. She previously worked at InStyle in 2021, where she researched and wrote beauty content, helping her become well-versed in the world of esthetics. For this piece, she pored over the insights given by our testers as we tried 19 popular face moisturizers with SPF both in our PEOPLE Tested lab and at home for two weeks.
Sarah Y. Wu has been a PEOPLE contributor since 2021. As a freelance beauty editor, copy director, and copywriter, she has more than a decade of experience in the beauty industry. For this piece, she spoke to board-certified dermatologist Dr. Y. Claire Chang, reviewed our tester insights, and leveraged her own knowledge to bring you the most up-to-date rankings on moisturizers with SPF.
What Is PEOPLE Tested?
We created the PEOPLE Tested seal of approval to help you find the very best products for your life. We use our unique methodology to test products in three labs across the country and with our network of home testers to determine their effectiveness, durability, ease of use, and so much more. Based on the results, we rate and recommend products so you can find the right one for your needs.
But we don’t stop there: We also regularly re-review the categories in which we’ve awarded the PEOPLE Tested seal of approval — because the best product of today might not be the best of tomorrow. And by the way, companies can never buy our recommendation: Their products must earn it, fair and square.
In short, PEOPLE Tested provides recommendations you can trust — every day, every purchase.